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The metaverse is the emerging 3-D-enabled digital space that uses virtual reality, augmented reality, and other advanced internet and semiconductor technology to allow people to have lifelike personal and business experiences online. An evolution of today’s internet—something we are deeply immersed in, rather than something we primarily look at. It represents a convergence of digital technology to combine and extend the reach and use of cryptocurrency, artificial intelligence (AI), augmented reality (AR) and virtual reality (VR), spatial computing, and more. And the “enterprise metaverse” may coalesce in a way that unlocks even more opportunity, beyond simply serving as a virtual place where people interact.
Augmentation
It is about embracing and augmenting it with virtual content and experiences that can make things more fulfilling and make us feel more connected to our loved ones, more productive at work, and happier. With the trends that have been going on for multiple decades, and there’s no reason to believe that time spent online, the number of smartphones in use, and the criticality of digital to our economy are going to reverse.AR, or augmented reality, uses technology to add or augment a person’s view of reality with a computer-generated image.
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Mixed reality, or MR, is a term you might also see. That generally refers to situations that combine elements of both AR and VR. With mixed reality, you can use elements of the real world to interact with a virtual environment. To borrow an example from gaming, if you were playing a mixed-reality game with a headset, you could in theory pick up an item from your desk or coffee table and incorporate it into the game. In VR, users enter a computer-generated simulation but can interact with it in a way that seems real.
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Back-end engines will knock down barriers to creation, enabling wider audiences to create advanced games and experiences. This will facilitate a shift from 2-D internet spaces to fully immersive experiences. Edge computing will drive the computing power required to run the metaverse. Edge computing enables data to be captured, stored, and processed locally rather than in the cloud, solving problems of limited bandwidth and latency. Advancements will be required in compute infrastructure, network infrastructure, and interface hardware.
Discover MoreReinforcement Learning
In RLHF - Reinforcement Learning with Human Feedbacks, human users respond to generated content with evaluations the model can use to update the model for greater accuracy or relevance. Often, RLHF involves people ‘scoring’ different outputs in response to the same prompt. But it can be as simple as having people type or talk back to a chatbot or virtual assistant, correcting its output.
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There are active customers on the metaverse have made a purchase, mainly to enhance their online experience. Virtual-to-virtual commerce—for instance, when a Fortnite player uses V-Bucks to make in-game purchases—is fairly common. Physical-to-virtual transactions are also being explored; developement of card packets with QR codes that can be scanned to unlock NFTs and virtual experiences. Finnovion provides solution to keeping data and privacy issues, along with regulatory standards related to user rights, top of mind
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NFTs—nonfungible tokens—the fact is that they are an asset class, and the financial services arena is starting to bring all of their usual skills and capabilities into this new asset class. There have now been loans that have been collateralized based on the agreed-to value of these NFTs. Similarly, there was a report recently about a firm issuing a mortgage for a virtual real estate deal in one of these digital, proto-metaverse environments.1 That’s essentially a collateralized loan, but still it’s very exciting that these kinds of concepts flow through this new digital setting.
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